Phan Campbell & Associates Lawyers will continue to accept credit and debit cards for our invoices now that card surcharges are no longer allowed from 1 October 2026, and we will absorb the card fees ourselves. Some businesses are responding to this change by raising their prices or no longer taking cards. We are doing neither.
For background on the ban itself, see our companion article, Card Surcharges Are Changing from 1 October 2026.
Questions about how this affects a payment you need to make to us? Talk to our team.
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For many of our clients, being able to pay by card matters. It can help small business owners manage their cash flow, and help clients in family law or litigation matters make important payments on time. We do not want to make either of those things harder. Payment plans and trust payments are handled differently for now, as explained below.
Other Ways to Pay
If you would prefer to avoid card payments altogether, a direct bank transfer remains the simplest option. Our online payment system also offers Pay by Bank as an alternative to card, currently with no transaction fee. You are also welcome to pay invoices in person at our Footscray office by cash.
Payment Plans
If you are on a payment plan and currently use a recurring credit or debit card payment, we are temporarily pausing that payment method. We will contact you directly to move future payments to Pay by Bank through our online payment system.
Payments Into Trust
We are also pausing card payments into our trust account for now. Until then, please pay any trust money by direct bank transfer to our trust account. We do not accept cash for trust money.
Why We're Doing This
We are not changing our fees in response. Our legal costs remain subject to the requirement under the Legal Profession Uniform Law that they be fair and reasonable.
Payments for Accounting Services
If you also engage Phan Campbell & Associates as your accountant, payment of invoices must be made either via bank transfer or in person at our Footscray office by cash.
How Phan Campbell & Associates Lawyers Can Help
If any of this affects a payment you need to make to us, whether it's a one-off invoice, a payment plan, or funds you need to pay into trust, get in touch and we will walk you through the easiest option for your situation.
Book a Free Client Assessment →
Frequently Asked Questions
1. Does Phan Campbell & Associates Lawyers charge a card surcharge?
No. We will continue to accept credit and debit cards for our invoices after 1 October 2026 and absorb the card fees ourselves. Payment plans and trust payments are handled differently for now.
2. How can I pay if I want to avoid card fees?
You can pay by direct bank transfer, or by Pay by Bank through our online payment system, which currently has no transaction fee. You can also pay invoices in person at our Footscray office by cash.
3. What happens if I'm on a payment plan?
If you currently use a recurring credit or debit card payment for your payment plan, we are temporarily pausing that payment method. We will contact you directly to move future payments to Pay by Bank through our online payment system.
4. Can I pay trust monies by card?
Not at the moment. We are pausing card payments into our trust account for now. Until then, please pay any trust money by direct bank transfer to our trust account. We do not accept cash for trust money.